Our Services

We will assist you in each of the three major areas that we all face in our financial lives:

Accumulation

All to often, the most important step toward accumulating wealth is getting out of debt, and we will work with you on this important step.

The next step would be to start an Emergency Fund with 3 to 6 months of expenses. Then use investments appropriate for you and your situation, which may include a combination of quality mutual funds, retirement plans, college plans or annuities to name a few.

Protection

We will work with you to help protect your assets, including your future income, which may be your greatest asset of all. This may be with a combination of low cost, quality life and/or disability insurance.

Equally important, is insuring your current assets are properly protected and finally your that your future assets are protected by Long Term Care insurance, if required.

Distribution

Once most of us are retired, a significant fear may be running out of money. Inflation will not go away and Social Security or pensions will not generally support all our needs.

We will help you work out your own personal plan to minimize or hopefully eliminate those fears.