Changing the Financial Future of Middle America, One Family at a Time!

Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

Ultimately, our goal is to help you become Debt-Free and Financially Independent.

We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

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Welcome Dave Ramsey Fans!!

The Dave Ramsey Program has chosen Terry R. Coapstick to be your


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*Neither CCF Investments, Inc., Capital Choice Financial Services, Inc. nor Capital Choice Investment Advisers are affiliated with the Cocoa Beach Regional Chamber of Commerce.